How Does Filing a Homeowners Insurance Claim Affect Insurance Policy Rates?

Updated: Dec 13, 2018


If you need help understanding your insurance coverage, or your home insurance company is dragging its feet, ignoring your claim, or minimizing your losses, then it may be in your best interest to talk to a public adjuster.

Remember: it’s in your home insurance company’s best interest that you never file a claim. When you do file a claim, insurance companies will typically do everything they can to minimize their liability today and maximize premiums in the future. Insurance rates for homeowners insurance typically increase after a major a storm, whether you file a claim or not. Filing a claim in this type of policy will not affect the rate. It is determine by the area/zip code where the property is and the condition of your home.

If you have questions regarding any property insurance related issue, call A&H Public Adjusters today or visit fastclaimhelp.com.

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