In the Summer, Florida residents experience a lot of afternoon lightning storms and bone shattering thunder! Lightning ⚡️can cause two problems for homeowners; namely FIRE and ELECTRICITY. Lightning causing a fire 🔥is treated on a claim like a fire loss, it doesn’t matter that it was caused by lightning, it is filed as a fire loss. - Secondly, lightning strike⚡️ can cause a surge of electricity throughout the property’s electrical system, this can cause damage to the wiring where appliances will not work properly. A tree fallen by lightning can hit a roof and cause damage also. - These claims are filed differently and require explanation and correct date of loss. Electrical claims are often discovered well after the occurrence. That is why it’s important to have professional representation handling the claim from the beginning. Call us for any questions, we are here to help policyholders with their property claims.