Benefits of Using a Public Adjuster
A #PublicAdjuster works for the policyholder, not the insurance company
The stressful period following a loss is a difficult time for homeowners and business owners
A Public Adjuster can take those major headaches away and let you get back to your property or focus on your business
A typical homeowner or flood policy contains hundreds of provisions and stipulations, constantly changing forms, and endorsements.
Public Adjusters know the insurance business, the language of the policy, and the forms needed to get you paid
They know how to file a claim to get coverage and get you paid the maximum compensation They have relationships with insurance adjusters and have experience negotiating property claims.
Also, a Public Adjuster writes an estimate of the damages to submit to the insurance company for the right amount of money to get the repairs completed
Overall, they have your best interest at hand because they represent you, not the insurance company, and they only get paid when you do.
Another important benefit of using a Public Adjuster is that they have connections with other professionals needed in the claim, such as plumbers, roofers, restoration companies, engineers, attorneys, etc…
In many cases, or at least in my case, I assist the homeowner coordinating the inspections necessary to mitigate the damages, protect the property from further damage and getting the policyholder paid.
Just make sure the Public Adjuster is licensed and bonded!
If you have damage to your property and don't know if it's covered or meets the deductible, call us for a free consultation!